2024 Local 94 annuity

Here is the information about the 2024 Local 94 Scholarship Spring Golf Outing: Monday May 13, 2024; La Tourette and South Shore Golf Courses; $175 per golfer; Fees include 18 holes of golf with cart, breakfast, lunch, dinner, golf shirt and prizes. Sign in at 7:15am. Double shot gun start at 8:00am.. Wic office charlotte nc

For those retirees who satisfy the eligibility requirements, Commercial Retiree medical benefits include coverage for doctor visits, hospital stays and other medical services. There are three medical plan options for Commercial Retirees: The Basic Retiree Plan. The Medicare Retiree Plan. The PPO Retiree Plan. Plan Documents. Amendments and Changes. Annuity Documents. All the Annuity related documents includes: Forms. Recent Mailings. Documents and Summary Plan Description. Amendments and Summary of Material Modifications. JH appointments to be held on Wednesday, March 10, 2021. If you are married, your spouse is welcome to sit in on the meeting. To sign up for an individual 1-on-1 session, please contact Kimberly Antonaccio at (212) 331-1826 or email her at [email protected]. Local 94 Annuity Fund Group and Individual Education Meetings Attend an ...The Health and Benefit Trust Fund offers hospital and medical benefits to eligible participants. Medical benefits include coverage for preventive care, doctor visits, hospital stays and other medical services. The Health and Benefit Trust Fund shares most of the cost of medical services when you visit in-network providers, meaning you pay less ...Visit the Training Fund section of this site for a current schedule of classes. You may also contact the Training Fund Office at (212) 956-4854 for more information.The Fund provides hearing aid benefits once every three calendar years as follows: $700 per ear for the fees charged for the purchase of hearing aids prescribed by a licensed physician. You may use General Hearing Services as a participating provider with Local 94. You may contact General Hearing Services for hearing aids at 800-480-0558. When ...Partition Order. On December 20, 2018, PBGC issued an order partitioning the Plasterers & Cement Masons Local No. 94 Pension Plan. PBGC issued this order after finding that the plan’s application for partition, dated March 30, 2018, satisfied all the requirements for partition under the Multiemployer Pension Reform Act of 2014.... local income taxes may apply (see “Taxes”). You cannot take surrenders after annuity payouts begin except under Plan E (see “The Annuity Payout Period – Annuity.This site lets you log on and see your personal Local 94 Annuity Fund account, where you can make investment elections and view forms and educational guides. myplan.johnhancock.com. IUOE Central Pension Fund. External website that includes information on the IUOE pension. www.cpfiuoe.org. Sele-Dent. The administrator for the … John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. John Hancock Trust Company LLC provides trust and custodial services to such plans. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston ... It is the responsibility of each participant to re-enroll in the Training Program each semester until the required hours of study have been completed. If you have questions about re-enrolling or your enrollment status, call the Training Fund Office at (212) 956-4854 (Monday – Friday, 8 AM to 4 PM) or email Lucy Del Valle.Pension Benefits. Plan Name Pension Trust Fund for Operating Engineers. Employer Identification Number (EIN) 94-6090764 was issued to the Board of Trustees by the Internal Revenue Service. Plan Number 001. Plan Year January 1 - December 31. The date of the end of the Fund's fiscal year is December 31. Type of Plan This is a defined benefit ...The Local 94 Health and Benefit Funds offer members and their eligible dependents medical, dental, vision, retiree, accidental death and dismemberment, death and loss of time benefits. Plan Documents. Amendments and Changes. Annuity Documents. All the Annuity related documents includes: Forms. Recent Mailings. Documents and Summary Plan Description. Amendments and Summary of Material Modifications. For those retirees who satisfy the eligibility requirements, the School Medicare Retiree Plan benefits are limited to a Death Benefit and Medicare Related Premium Reimbursements. (See School Retiree Plan Covered Services below for more information.) There are two medical plan options for the School Retirees: The PPO Retiree Plan (must pay a ...Each month, your Contributing Employer makes contributions to your account in accordance with the terms of its agreement with Local 94. If you have an eligible rollover paid to you from another employer’s qualified retirement plan, it may be transferred into the Local 94 Annuity Fund upon the Trustees’ approval.Schwab OneSource Choice Variable Annuity™ 1 Consider the benefits: • Take advantage of a broad mix of investment options featuring over 95 professionally managed portfolios … General Membership Meeting. Times: 8:30 AM, 2:00 PM, and 5:00 PM Meetings are held at the Hotel Trades Council Auditorium, 305 West 44th Street. Join us to raise money for the Scholarship Fund at La Tourette and South Shore Golf Courses. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds. Here is the information about the 2024 Local 94 Scholarship Spring Golf Outing: Monday May 13, 2024; La Tourette and South Shore Golf Courses; $175 per golfer; Fees include 18 holes of golf with cart, breakfast, lunch, dinner, golf shirt and prizes. Sign in at 7:15am. Double shot gun start at 8:00am.IRA Rollover –This option allows you to transfer your Local 94 Annuity Fund to an Individual Retirement Account (IRA) where you can take a portion of your distribution as a cash payment and elect to have the remaining balance invested in stocks, bonds, mutual funds, or even life time annuity investments.Sele-Dent PPO Network (copayments apply) Local 94 Network (no copayments except for implants) Search provider networks to find a doctor, hospital, urgent care center, dentist, or vision specialist. Your Sick Fund Benefits. Certain eligible members of Local 94 have a Sick Fund account. The money in your Sick Fund account can be used to pay you for days when you are sick and miss work. Without the Sick Fund, you will not be paid when you miss work due to an illness. The money in your Sick Fund account comes from Employer contributions. You ... Michael joined the I.U.O.E. Local 94 Union and Affiliated Funds team in June 2019, as the Controller and Annuity Fund Administrator. Michael is a Certified Public Accountant and prior to joining the Local 94 team, he worked as an audit manager of a mid-size public accounting firm and brings over 20 years of experience with auditing labor ...You might hear the word annuity and think about retirement but annuities can be paid out for lottery wins or casino winnings as well. Most internet users checking for annuities wil...Making a difference at a local and national level through charitable giving ... Annuity. For current to the ... 94. MainStay VP MacKay U.S. Infrastructure Bond ...In most variable annuities, the payout rate or “annuity purchase factors” are based on several variables, such as age, single vs. joint life and gender.The Annuity Fund provides a source of income for retirement or disability for Local 94 members and their families. Learn how to participate, track your investments and access your account online or by phone.International Union of Operating Engineers Local Union No. 94, 94A, 94B and Affiliated Funds, AFL-CIO 331-337 West 44th Street New York, NY 10036. Local 94. Main Number: (212) 245-7040. Business Agents. Kuba Brown Business Manager/Financial Secretary [email protected] or (212) 245-7040; Ray MaccoLife Events. The Local 94 Benefit Funds help you live comfortably and without worry by providing you with basic benefits. While you can rely on your benefits, you can’t always expect what life has in store. This section describes what you need to do, or what happens to your benefits, if you have “life events.”. Such life events include ...Among the many benefits of joining Plumbers and Pipefitters Local 94 is the involvement in the member pension fund. Started in the 1960s, the United Association National Pension Fund (formerly known as Plumbers and Pipefitters National Pension Fund) is a multiemployer defined benefit pension plan funded solely by employer contributions and ...The Fund offers Dental Benefits coverage to all eligible participants and their eligible dependents. Sele-Dent administers all dental and orthodontia claims for the Plan. The Fund has established a Local 94 Network of Participating Providers, as well as the Sele-Dent PPO Network, where eligible participants can receive discounted dental services.The Local 94 Training Program offers educational and training courses in the spring and the fall. Each course consists of 20 sessions, or classes. Classes are held during the day and at night, Monday through Friday. Each class meets once a week and lasts three hours. View the class calendar here.Annuity, Sick Pay, Training and/or Pension Funds, the Union and/or the Funds, independently or in co-ordination and cooperation, shall have the right to inspect and audit the contractor’s social security and/ or payroll records and all such records shall be made available to the Union and to the Funds upon request. 5.The Local 94 Benefit Funds. Our members work hard to keep our city running. In turn, we strive to provide the best benefit plans to our members and their eligible dependents. The benefits highlighted in this site were developed to provide our members with a comprehensive health and welfare package, as well as security and peace of mind in their ...At retirement there are various distribution options available to you through the Local 94 Annuity Fund. J.W. Thompson Investments helps members understand these options and decide which option is best suited for the specific retirement income needs. Outlined below are the specific distribution options available to you through the plan as explained Eligibility. If you work for an employer who contributes to the Local 94 Health and Benefit Trust Fund under the terms of a collective bargaining or other written agreement, you are eligible to participate in the Health and Benefit Trust Fund’s benefit plans provided you meet certain requirements listed below. Meetings are held at the Hotel Trades Council Auditorium, 305 West 44th Street. Jun 27. Initiation Ceremony for New Members Thursday June 27th at 3:30 pm UFT 52 Broadway - Shanker Hall. Jun 27. Local 94 Service Award Ceremony. The Service Awards Ceremony will be held on Thursday, June 27th at 5:00 p.m. Members with 25, 30, 35, 40, 45 & 50 years ...This site lets you log on and see your personal Local 94 Annuity Fund account, where you can make investment elections and view forms and educational guides. myplan.johnhancock.com. IUOE Central Pension Fund. External website that includes information on the IUOE pension. www.cpfiuoe.org. Sele-Dent. The administrator for the Local 94 Dental Plan.OF INTERNATIONAL UNION OF OPERATING ENGINEERS, LOCAL 94-94A-94B, AFL-CIO . This document is a Summary of Material Modification (“SMM”) intended to notify you of a change of a service provider for the Annuity Fund of International Union of Operating Engineers, Local 9494A--94B, AFL-CIO (the "Fund"). This summary is intended to …Ray is an Assistant Business Manager, the Recording-Corresponding Secretary and a Business Representative for Local 94. He also serves as a Trustee of the Health and Benefit Trust Funds, Annuity Fund and Training Fund. Ray currently is a Political Action Co-Chairman for Local 94.Catch local news happening now by watching your favorite local news online. The latest local news is available on tons of websites, making it easy for you to keep up with everythin...TRUSTEES ANNUITY FUND OF THE I.U.O.E. LOCAL UNION 94, 94A, 94B AFL-CIO at 331-337 WEST 44TH STREET, NEW YORK, NY 10036-5402, or by telephone at (212) 541-9880. You also have the right to receive from the plan administrator, on request and at no charge, a statement of theAnnuity Fund. Training Fund. Scholarship Fund. Central Pension Fund. Benefit Funds Staff. Life Events. Find information on Local 94's affiliated Benefit Funds, including the …Jul 25, 2023 ... 24 According to Chapter 50, “Computation of Annuity Under the General Formula,” of OPM's CSRS/FERS Handbook: ... 94-834, Cost-of-Living ...The Central Pension Fund has over $22 billion in assets. CPF has over 6,200 contributing employers. CPF has approximately 130,000 active and vested participants awaiting retirement. ... The IUOE is an affiliation of some 118 local unions located throughout the United States and Canada. Each local has a specific jurisdiction where it is ...Pension Benefits. Plan Name Pension Trust Fund for Operating Engineers. Employer Identification Number (EIN) 94-6090764 was issued to the Board of Trustees by the Internal Revenue Service. Plan Number 001. Plan Year January 1 - December 31. The date of the end of the Fund's fiscal year is December 31. Type of Plan This is a defined benefit ...Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, …Generally, the answer is yes. The specific answer depends on your age, length of service and status at the time of your death. For more information about your options and the rules around death benefits, please visit the Central Pension Fund website or contact the Central Pension Fund Office at (202) 362-1000. The Local 94 Benefit Funds. Our members work hard to keep our city running. In turn, we strive to provide the best benefit plans to our members and their eligible dependents. The benefits highlighted in this site were developed to provide our members with a comprehensive health and welfare package, as well as security and peace of mind in their ... Local 94 and the Affiliated Funds staff cannot offer any investment advice. However, you are encouraged to call JW Thompson for personalized investment advice for your Annuity Fund account. You can get an analysis of your finances plus guidance on how to save and invest for retirement. When: Friday, January 12, 2024. Cocktail Hour - 7:00 PM to 8:30 PM. Reception immediately following. Where: Russo's on the Bay. 162-45 Cross Bay Blvd. Howard Beach NY 11414. Find the information and location of the next Dinner Dance honoring and celebrating the recipients of the Local 94 Scholarship Fund.Learn about the Local 94 Annuity Fund, a retirement savings plan for members and retirees of Local 94 of the International Brotherhood of Electrical Workers. Find …Sign in at 7:15am. Double shot gun start at 8:00am. For reservations contact: Jillian Loughnane @ 212-331-1836 or David Hawkins @ 212-331-1858 or email @ [email protected]. Hole sponsorship available at $500/per hole. Breakfast, lunch and dinner sponsorships available. The Executive Board of Local 94 has elected to retain Stacey Braun Associates to provide Financial Counseling and advice to the membership of Local 94. (However, Stacey Braun Associates cannot provide specific advice on mutual fund recommendations in regards to the Annuity Fund. If you would like such advice, please click here.) You can receive ... Local 94 Annuity Fund Group and Individual Education Meetings via Virtual Online Attend an upcoming virtual online meeting to help take the guesswork... if you are a Local 94 member and have questions regarding the Central Pension Fund, please contact Jillian Loughnane by email or at (212) 331-1836. If you are not a Local 94 member, please contact the Central Pension Fund at (202) 362-1000. Start saving for retirmenent with the IUOE Central Pension Fund, an account that accumulates employer ... Sign in at 7:15am. Double shot gun start at 8:00am. For reservations contact: Jillian Loughnane @ 212-331-1836 or David Hawkins @ 212-331-1858 or email @ [email protected]. Hole sponsorship available at $500/per hole. Breakfast, lunch and dinner sponsorships available.changes under the Annuity Fund of the International Union of Operating Engineers Local Union No. 94-94A-94B, AFL-CIO (the “Plan”) due to the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”). All changes noted below are effective as of March 27, 2020. This summary is intended toPension: Jillian Loughnane 212-331-1836. Annuity: Kimberly Antonaccio 212-331-1826. Health & Benefit: 212-541-9880. Social Security: 800-772-1213. Stacey Braun: 888-949-1925. JW Thompson: 888-453-1869. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds. Joint and Survivor Annuity: Surviving spouse benefits may be selected at 50%, 66 2/3%, 75%, or 100% of the participant’s benefit. Example (based on a Participant and Spouse at age 65): Participant’s accrued benefit is $2,000.00 per month and payment is 50% J&S: Participant would receive $1,802.00 for life and Surviving Spouse would receive ... Effective January 1, 2015 to December 31, 2018. School Memorandum of Agreement. Effective August 12, 2016. Local 891 Agreement. Effective April 22, 2006. Learn about the Local 94 Union, including biographies of our Business Agents, upcoming events, information for members and photos of our Union gear. TIAA, also known as Teachers Insurance and Annuity Association of America, is a leading financial services provider that has been helping people plan for their financial future sin...The NYC Fire Pension Fund seminars are now being held virtually through WebEx. The schedule below is specifically for UFA Members. To attend a seminar, email [email protected] with your name, rank, and phone number. For UFA Members Only: Monday, July 20th Monday, August 17th Monday, September 21st …Michael joined the I.U.O.E. Local 94 Union and Affiliated Funds team in June 2019, as the Controller and Annuity Fund Administrator. Michael is a Certified Public Accountant and prior to joining the Local 94 team, he worked as an audit manager of a mid-size public accounting firm and brings over 20 years of experience with auditing labor ...Annuity Fund of the International Union of Operating Engineers Local Union 94-94A-94B, AFL-CIO Board of Trustees Union Trustees Employer Trustees Kuba J. Brown c/o IUOE Local 94-94A-94B 331-337 West 44th Street New York, NY 10036 Howard Rothschild c/o Realty Advisory Board 292 Madison Avenue New York, NY 10017 Thomas F. CostelloYour account holds all required contributions made on your behalf by Contributing Employers, as well as any eligible funds rolled over from previous accounts. Find out …Keep your money in your Local 94 Annuity Plan 8 Ordinary income taxes due upon withdrawal. Withdrawals before the age of 59 1/2 may be subject to an early distribution penalty of 10%. Stable value portfolios typically invest in a diversified portfolio of bonds and enter into wrapper agreements with financial companies to preventManage your annuity account or find a local health care provider online with IBEW Local 94. Access forms, reports, and links to other resources for pension, health, and …Home; Local 94; Local 94. The International Union of Operating Engineers Local Union 94, 94A, 94B was established to represent employees covered by collective bargaining agreements between the Union and various employers, employer associations and the City of New York with office buildings and schools requiring maintenance of heating and air conditioning systems in the New York metropolitan area.Ironworkers Local 580, welcomes all correspondence with End Users, Owners, Project Managers, potential Apprentices, interested Journeymen or those who are just interested …Ironworkers Local 580, welcomes all correspondence with End Users, Owners, Project Managers, potential Apprentices, interested Journeymen or those who are just interested …Learn how the Local 94 Annuity Fund Plan works, such as how to invest in your account, where to get investment advice, loans and receiving benefits.Links. If you would like to request adding your site to our links page, CONTACT US. For information regarding your FDNY ancestor, please call the George F. Mand Library, at the FDNY's Fire Academy: (212) 360-4413 www.nycfiremuseum.org. UFA Sports. …Annuity Recent Mailings. 11/16/2023 Retirement Fund Meeting. 2022 Local 94 Retirement Plan Summary Annual Report. Annuity Forms.A railroad retirement annuity is calculated through formulas for two tiers of benefits and the vested dual payment, according to the U.S. Railroad Retirement Board. Spousal and sur... When: Friday, January 12, 2024. Cocktail Hour - 7:00 PM to 8:30 PM. Reception immediately following. Where: Russo's on the Bay. 162-45 Cross Bay Blvd. Howard Beach NY 11414. Find the information and location of the next Dinner Dance honoring and celebrating the recipients of the Local 94 Scholarship Fund. Certain Local 94 members must complete the Mandatory Portion of the Training Fund. The Mandatory Portion is made up of six units, or courses. View the current schedule of classes. If you have questions about course details, call the Training Fund Office at (212) 956-4854 or email the Training Fund coordinator Lucy Del Valle.As of September 2014, the value of a new Winchester Model 94 varies from $1,199.99 to $1,459.99. The cheapest variation is the stock Model 94 carbine, while the most expensive is t...Generally, the answer is yes. The specific answer depends on your age, length of service and status at the time of your death. For more information about your options and the rules around death benefits, please visit the Central Pension Fund website or contact the Central Pension Fund Office at (202) 362-1000.

Annuity, Sick Pay, Training and/or Pension Funds, the Union and/or the Funds, independently or in coordination and cooperation, shall have the right to inspect and audit the contractor’s social security and/or payroll records and all such records shall be made available to the Union and to the Funds upon request. 5.. Slammed dually trucks

Local 94 Operating Engineers Member Portal. Forgot Password? Forgot Username? Register for a Profile.Read lists of past Local 94 Scholarship Fund winners and scholarship recipients. Local 94 Operating Engineers. Member Portal. Home; Behavioral Health Resources; Local 94; Affiliated Funds. Annuity Fund; Central Pension Fund; Health & Benefit Trust Fund; Scholarship Fund. How It Works; Participating in the Scholarship Fund; Scholarship …The Local 94 Training Program provides you with the tools and information needed to meet the increasing demands of today's engineers. In the Training Program, you learn about the latest technologies in the industry and gain first-hand experience dealing with air quality control, environmental control, electrical power systems and computer ...Feb 3, 2023 ... ... Local employers. See. Appendix E. Page 10. TEACHERS' PENSION AND ANNUITY FUND OF NEW JERSEY. JULY 1, 2022 ACTUARIAL VALUATION. SECTION I – BOARD ...The Board of Trustees are pleased to welcome you to the new Annuity website for the Plumbers & Pipefitters Local 396 Trust Funds. Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms and useful highlighted links.AFSCME Rhode Island Retirees Chapter 94AFSCME Rhode Island Retirees Chapter 94 was founded on March 12, 1980 in cooperation with AFSCME International and Council 94. ... growing from 60,000 to more than 230,000 dues-paying retirees in 38 chapters and 250 local subchapters. ... Chapter 94 works along with AFSCME to protect your pension …Hawaii Iron Workers' Annuity Plan is an union pension fund based in Honolulu, Hawaii. Established in 1977, the plan provides retirement and pension benefits to ...Your annuity allows for 10% of the account value that can be withdrawn penalty-free annually, and it also has an accumulating feature with a maximum of up to 50%. You don’t withdraw anything in year 1. Your 10% withdrawal rolls over to year 2, allowing up to a 20% penalty-free withdrawal.Fund Administrator at IUOE Local 94-94A-94B Annuity Fund Lisa Cavaseno Accounting/Bookkeeper ... Local 94 represents more than 5,000 men and women responsible for the operation, maintenance ...Certain eligible members of Local 94 have a Sick Fund account. The money in your Sick Fund account can be used to pay you for days when you are sick and miss work. Without the Sick Fund, you will not be paid when you miss work due to an illness. The money in your Sick Fund account comes from Employer contributions.Kuba J. Brown is the Business Manager and Financial Secretary of IUOE Local 94, 94A and 94B. He oversees the daily management and operations of the entire Local and co-chairs the Health and Benefit Trust Funds, Annuity Fund and Training Fund. ... 94A and 94B. Tom also serves as a Trustee on the Health and Benefit Trust Funds, Annuity Fund and ...Joint and Survivor Annuity: Surviving spouse benefits may be selected at 50%, 66 2/3%, 75%, or 100% of the participant’s benefit. Example (based on a Participant and Spouse at age 65): Participant’s accrued benefit is $2,000.00 per month and payment is 50% J&S: Participant would receive $1,802.00 for life and Surviving Spouse would receive ...Home; Local 94; Local 94. The International Union of Operating Engineers Local Union 94, 94A, 94B was established to represent employees covered by collective bargaining agreements between the Union and various employers, employer associations and the City of New York with office buildings and schools requiring maintenance of heating and air conditioning systems in the New York metropolitan area.Join us to raise money for the Scholarship Fund at La Tourette and South Shore Golf Courses. General Membership Meeting. Times: 8:30 AM, and 2:00 PM. Meetings are held at the Hotel Trades Council Auditorium, 305 West 44th Street. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds. John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. John Hancock Trust Company LLC provides trust and custodial services to such plans. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston ... Effective January 1, 2018, the Rhode Island Carpenters Health Fund will merger and become part of the New England Carpenters Health Benefits Fund. Please see the merger announcement under the Health Care documents tab. The Pension personal benefit information will show your accrued Pension benefit as of the last plan year, your …The Culinary Union said workers will have the option to get a service recognition bonus of $2,000 for every year of work, plus six months of pension and …Home; Local 94; Local 94. The International Union of Operating Engineers Local Union 94, 94A, 94B was established to represent employees covered by collective bargaining agreements between the Union and various employers, employer associations and the City of New York with office buildings and schools requiring maintenance of heating and air conditioning systems in the New York metropolitan area.View notices relating to the Local 94 Annuity Fund. Annuity Fund Summary Plan Description (SPD) (2024) 6/23/2023 Notice re Plan Deadlines Due to End of COVID-19 PandemicFamily Picnic. The 2024 Local 94 Picnic will be held on Saturday July 20th at the Kruckers Catering and Picnic Grove 81 Call Hollow Road, Pomona, NY. Find details on the annual Family Picnic, including journal ads, directions and ticket prices, in support of the Local 94 Scholarship Fund.Jan 1, 2024 · Annuity Fund of the International Union of Operating Engineers Local Union 94-94A-94B, AFL-CIO Board of Trustees Union Trustees Employer Trustees Kuba J. Brown c/o IUOE Local 94-94A-4B 331-337 West 44th Street New York, NY 10036 Howard Rothschild c/o Realty Advisory Board One Penn Plaza, Suite 2110 New York, NY 10119 Raymond Macco .

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